Understanding Lumpsum Strategy
Deploy capital in single tranche using our lumpsum calculator. Ideal for:
- Market opportunities
- Bonus/income windfalls
- Long-term wealth creation
Base Case Example
₹12,000 invested today @12% for 12Y:
Maturity Value: ₹46,752
3 Proven Strategies
Market Timing
Invest during corrections using:
- PE ratio analysis
- Historical market data
- Our lumpsum return calculator
Tax Optimization
Hold for >1Y to qualify for LTCG:
- 20% tax on gains >₹1L
- Use our tax calculation feature
Risk Management
Allocate across:
Long-Term Power
10-Year Growth
₹5L @12% → ₹15.52L
15-Year Growth
₹5L @12% → ₹25.74L
20-Year Growth
₹5L @12% → ₹48.23L
Pro Tip
Use our mutual fund lumpsum calculator for fund-specific projections
Risk Mitigation
Market Volatility
Use 3-5 year moving averages
Liquidity Risk
Keep 10-15% in liquid funds
Inflation Impact
Factor in 6% average inflation
Regulatory Compliance
- KYC verification required for actual investments
- 20% LTCG tax auto-calculated
- Aligns with SEBI guidelines